Finance Calculators
Money math made simple: loans, interest, savings, tax and retirement calculators with clear breakdowns.
401(k) Calculator
Project your 401(k) balance with employer match. Enter salary, contribution, match and return to see your contributions, the match and growth over time.
Amortization Schedule Calculator
Build a full loan amortization schedule. Enter the amount, rate and term to see each month's payment, principal, interest and balance, plus total interest.
Annuity Calculator
Calculate the present and future value of an annuity. Enter a payment, rate per period and number of periods for ordinary or annuity due timing.
APR to APY Calculator
Convert APR to APY or APY to APR for any compounding frequency. Enter a rate and how often it compounds to see the effective annual yield.
Auto Lease Calculator
Estimate your monthly car lease payment from the negotiated price, residual, money factor and term. See depreciation, finance charge and total lease cost.
Bill Split Calculator
Free bill split calculator. Enter the bill, add tax and tip, set how many people are paying and see the total and the exact amount each person owes.
Black-Scholes Calculator
Price European call and put options with the Black-Scholes model. Get the fair value plus delta, gamma, theta, vega and rho from your own inputs.
Bond YTM Calculator
Calculate a bond's yield to maturity from its price, face value, coupon and years left. See YTM, current yield and whether it trades at a discount or premium.
Budget Planner
Plan a monthly budget with the 50/30/20 rule. Enter your income and expenses to see needs, wants and savings versus the recommended split.
CAGR Calculator
Calculate the compound annual growth rate of an investment. Enter the beginning value, ending value and number of years to get CAGR instantly.
Capital Gains Tax Calculator
Estimate 2025 US capital gains tax on a sale. Enter buy and sell prices, holding period, income and filing status to see your gain, rate and net proceeds.
Car Loan Calculator
Estimate your monthly car payment. Enter the vehicle price, down payment, trade-in, interest rate and term to see the loan amount and total interest.
CD Ladder Calculator
Build a CD ladder online. Split your cash across rungs with their own term and APY to see each maturity value, total interest and a blended APY.
College Savings Calculator
Project a 529 plan. Enter your child's age, current savings, monthly contribution and college costs to see your funding gap and monthly target.
Compound Interest Calculator
Calculate compound interest online. Enter a principal, rate, term and compounding frequency to see the final amount, total interest and year by year growth.
Credit Card Payoff Calculator
Find out how many months it takes to pay off a credit card and the total interest. Enter your balance, APR and monthly payment to see the plan.
Crypto Cost Basis Calculator
Work out the cost basis and capital gain on a crypto sale. Add your buys, set the sale, and compare FIFO, LIFO, HIFO and average cost methods.
Debt Payoff Calculator
Compare the debt snowball and avalanche methods. Add your balances, rates and an extra payment to see months to debt free and total interest.
Debt Snowball vs Avalanche Planner
Plan your debt payoff with the snowball or avalanche method. Add balances, rates and an extra payment to see months to debt free and total interest.
Dividend Reinvestment Calculator
Calculate how reinvested dividends compound. Enter your investment, dividend yield and time horizon to project the final value, dividends and yearly growth.
Dividend Yield Calculator
Calculate dividend yield from a share price and annual dividend, then see the annual and monthly income your holding would generate.
Dollar Cost Averaging Calculator
Calculate dollar cost averaging returns. Enter a fixed amount and the price each period to see shares bought, average cost, final value and return.
Down Payment Calculator
Work out your home down payment and loan amount. Enter a price and a percent or dollar amount to see the cash needed and whether PMI is likely.
Emergency Fund Calculator
Work out how big your emergency fund should be and how long it takes to get there. Enter monthly expenses, a target and your savings.
EMI Calculator
Calculate your loan EMI online. Enter the loan amount, interest rate and tenure to see the monthly payment, total interest and a yearly schedule.
FD Calculator
Calculate fixed deposit maturity online. Enter your deposit amount, interest rate, tenure and compounding to see the maturity value and interest earned.
FIRE Calculator
Work out your FIRE number and years to financial independence. Enter expenses, savings, contributions and return to see lean, regular and fat FIRE targets.
Freelance Rate Calculator
Work out the hourly and day rate to charge as a freelancer. Set your target income, expenses, billable hours and tax to see the rate you need.
GST Calculator
Free GST calculator. Add GST to a net price or remove GST from a gross price at 5, 12, 18 or 28 percent and see the net, tax and total instantly.
Home Loan Calculator
Calculate your home loan EMI, total interest and total payment. Enter the loan amount, interest rate and tenure to see a yearly amortization schedule.
Hourly to Salary Calculator
Convert an hourly wage to a yearly salary. Enter your hourly rate, hours per week and weeks per year to see annual, monthly, biweekly and weekly pay.
HSA Calculator
Estimate your Health Savings Account tax savings and future balance. Enter contributions, tax rate, years and return to see growth and total tax saved.
Income Tax Calculator
Estimate your 2025 US federal income tax. Enter income and filing status to see taxable income, tax owed, effective rate and take-home pay.
Inflation Calculator
See how inflation raises prices and erodes purchasing power. Enter an amount, an average annual rate and the years to get the future cost and real value.
Loan Calculator
Free loan calculator. Enter the amount, interest rate and term in years or months to see your monthly payment, total interest and a full payoff schedule.
Loan Comparison Calculator
Compare two or three loan offers side by side. Enter each amount, rate, term and fees to see the monthly payment, total interest and true total cost.
Lumpsum Calculator
Calculate the future value of a one-time investment. Enter the amount, expected annual return and years to see the maturity value, invested amount and gains.
Mortgage Affordability Calculator
See how much house you can afford. Enter income, debts, down payment, rate and term to estimate your max home price using the 28/36 rule.
Mortgage Calculator
Estimate your monthly mortgage payment. Enter home price, down payment, interest rate and term to see principal, interest and a full amortization table.
Mortgage Payoff Calculator
See how much faster you pay off your mortgage and how much interest you save by adding extra to your monthly payment. Enter your balance, rate and term.
Mortgage Recast Calculator
See your new payment after a mortgage recast. Apply a lump sum and re-amortize over the same term to find your monthly savings and interest saved.
Net Worth Calculator
Calculate your net worth in seconds. List your assets and liabilities to see total assets, total debts and your net worth, with live totals.
NPV / IRR Calculator
Calculate net present value and internal rate of return from a series of cash flows. Enter each year's amount and a discount rate to see NPV and IRR.
Options Profit Calculator
Calculate profit, loss and breakeven for a single-leg call or put at expiration. See max profit, max loss and a full payoff table across prices.
Paycheck Calculator
Estimate your 2025 take-home pay. Enter salary, filing status and pay frequency to see federal tax, Social Security and Medicare per paycheck.
Personal Loan Calculator
Calculate your personal loan monthly payment, total interest and payoff. Enter the loan amount, interest rate and term in months to see a full breakdown.
RD Calculator
Calculate recurring deposit maturity online. Enter your monthly deposit, interest rate and tenure to see the maturity amount, total deposited and interest.
Refinance Breakeven Calculator
See how many months it takes a mortgage refinance to pay for itself. Enter your current loan, the new rate and closing costs to get your breakeven point.
Refinance Calculator
See if refinancing your loan is worth it. Compare monthly payments, find your break-even point on closing costs, and check your lifetime savings.
Rent vs Buy Calculator
Compare renting and buying a home over the years you plan to stay. See the total cost of each, the cheaper option and the break-even year.
Rental Property ROI Calculator
Analyze a rental property. Enter price, rent and expenses to see cap rate, cash-on-cash return, monthly cash flow, NOI and total cash invested.
Retirement Calculator
Project your retirement savings from your current pot plus monthly contributions. See the corpus at retirement, total invested and growth from returns.
Retirement Drawdown Calculator
See how long your retirement savings last. Model yearly withdrawals with inflation and returns to find the depletion year and ending balance.
ROI Calculator
Calculate return on investment online. Enter the cost and final value to get your ROI percentage, net profit and an annualized return over any period.
Roth vs Traditional Calculator
Compare Roth and Traditional retirement accounts side by side. Enter your contribution, return and tax rates to see which leaves you more after tax.
Rule of 72 Calculator
Use the Rule of 72 to estimate how long an investment takes to double, or the return rate needed. See the quick estimate next to the exact value.
Salary to Hourly Calculator
Convert pay between hourly, weekly, monthly and yearly. Enter an amount, pick the period and set your hours per week to see every equivalent.
Sales Tax Calculator
Calculate US sales tax fast. Add tax to a price to get the total, or reverse a tax-inclusive total to find the pre-tax price and tax amount.
Savings Goal Calculator
Find the monthly amount to save to hit a goal. Enter your target, time horizon, expected return and current savings to get the contribution.
Savings Rate Calculator
Find your savings rate and years to financial independence. Enter take-home income and yearly savings to see your FI number and when you can retire.
Simple Interest Calculator
Calculate simple interest free. Enter principal, annual rate and time in years to see the interest earned and the total amount, with no compounding.
SIP Calculator
Calculate SIP returns online. Enter your monthly investment, expected return and duration to see the future value, total invested and gains.
Stock Average Calculator
Work out the average cost of a stock across multiple buys. Add each purchase to see your cost basis, total shares, and profit or loss.
Student Loan Calculator
Free student loan calculator. Enter your balance, interest rate and term to see the monthly payment, total interest and how much an extra payment saves.
SWP Calculator
Calculate a systematic withdrawal plan. Invest a lump sum, withdraw a fixed amount monthly and see your final balance, total withdrawn and if it lasts.
Take Home Pay Calculator
Estimate your net pay from gross income. Enter an effective tax rate and other deductions to see take home pay, tax and deductions, yearly or monthly.
Tip Calculator
Free tip calculator. Enter the bill, pick a tip percent and split between any number of people to see the tip, total and amount each person pays.
VAT Calculator
Add or remove VAT from any price. Enter an amount and a rate to see the net, VAT and gross totals. Works for 5%, 15%, 20% and custom rates.