Boneyard Tools

Loans

EMI, mortgage and loan calculators.

Finance Calculators

Amortization Schedule Calculator

Build a full loan amortization schedule. Enter the amount, rate and term to see each month's payment, principal, interest and balance, plus total interest.

Finance Calculators

Auto Lease Calculator

Estimate your monthly car lease payment from the negotiated price, residual, money factor and term. See depreciation, finance charge and total lease cost.

Finance Calculators

Car Loan Calculator

Estimate your monthly car payment. Enter the vehicle price, down payment, trade-in, interest rate and term to see the loan amount and total interest.

Finance Calculators

Credit Card Payoff Calculator

Find out how many months it takes to pay off a credit card and the total interest. Enter your balance, APR and monthly payment to see the plan.

Finance Calculators

Debt Payoff Calculator

Compare the debt snowball and avalanche methods. Add your balances, rates and an extra payment to see months to debt free and total interest.

Finance Calculators

Debt Snowball vs Avalanche Planner

Plan your debt payoff with the snowball or avalanche method. Add balances, rates and an extra payment to see months to debt free and total interest.

Finance Calculators

Down Payment Calculator

Work out your home down payment and loan amount. Enter a price and a percent or dollar amount to see the cash needed and whether PMI is likely.

Finance Calculators

EMI Calculator

Calculate your loan EMI online. Enter the loan amount, interest rate and tenure to see the monthly payment, total interest and a yearly schedule.

Finance Calculators

Home Loan Calculator

Calculate your home loan EMI, total interest and total payment. Enter the loan amount, interest rate and tenure to see a yearly amortization schedule.

Finance Calculators

Loan Calculator

Free loan calculator. Enter the amount, interest rate and term in years or months to see your monthly payment, total interest and a full payoff schedule.

Finance Calculators

Loan Comparison Calculator

Compare two or three loan offers side by side. Enter each amount, rate, term and fees to see the monthly payment, total interest and true total cost.

Finance Calculators

Mortgage Affordability Calculator

See how much house you can afford. Enter income, debts, down payment, rate and term to estimate your max home price using the 28/36 rule.

Finance Calculators

Mortgage Calculator

Estimate your monthly mortgage payment. Enter home price, down payment, interest rate and term to see principal, interest and a full amortization table.

Finance Calculators

Mortgage Payoff Calculator

See how much faster you pay off your mortgage and how much interest you save by adding extra to your monthly payment. Enter your balance, rate and term.

Finance Calculators

Mortgage Recast Calculator

See your new payment after a mortgage recast. Apply a lump sum and re-amortize over the same term to find your monthly savings and interest saved.

Finance Calculators

Personal Loan Calculator

Calculate your personal loan monthly payment, total interest and payoff. Enter the loan amount, interest rate and term in months to see a full breakdown.

Finance Calculators

Refinance Breakeven Calculator

See how many months it takes a mortgage refinance to pay for itself. Enter your current loan, the new rate and closing costs to get your breakeven point.

Finance Calculators

Refinance Calculator

See if refinancing your loan is worth it. Compare monthly payments, find your break-even point on closing costs, and check your lifetime savings.

Finance Calculators

Student Loan Calculator

Free student loan calculator. Enter your balance, interest rate and term to see the monthly payment, total interest and how much an extra payment saves.